Award-winning SME loan for fast and flexible financing solutions!
Financial Technologies company financinga, founded in 2012, specializes in fast, unbureaucratic and flexible loans for small and medium-sized enterprises (SMEs) in the short-term up to 12 months. With its own credit check analysis technology, financinga provides access to up to € 100,000 within one working day.
Using the financinga online platform, SMEs, businesses, the self-employed and freelancers can apply for loans in just a few minutes, for example to buy goods, settle unexpected bills or close financing bottlenecks.
Conventional banks unsuitable for short-term lending!
Traditional banks are focused on long-term financing and are still struggling to provide short-term and time-critical lending solutions for livelihoods of SMEs. Often SMEs with short-term loan inquiries or liquidity problems do not want to endanger the otherwise good relationship with their bank. financinga offers a real alternative to house bank financing.
financinga works with partner bank Fidor
financinga is not a bank but a Financial Technologies company. Funding in the background is the Execubank. The applicant can register online and connect to accounts or upload bank statements, VAT returns and financial statements. Thanks to a specially developed innovative credit analysis technology and the cooperation with execubank, financinga is able to quickly and easily lend short-term loans, for example to provide liquidity or to buy preliminary products.
Conditions of financinga at a glance:
- Credit lines from € 1,000 to € 100,000
- Loans for SMEs as well as freelancers, freelancers, tradesmen and self-employed
- Realistic credit opportunities even if conventional banks have already rejected
- Loan applications are completed online & paperless within minutes
- Credit decision & payment can be made within 24 hours
- Non-binding & free financing offer
- Terms up to 12 months
Requirements for financinga loans in Germany:
- Annual sales from 10,000 €
- All legal forms allowed
- At least four months of operational activity
- Registered in Germany
Important: Acceptance criteria are much less stringent than in conventional banking. Additional collateral is not required.
SME Credit financinga multiple award winning!
financinga has won several awards from independent agencies:
- Winner of the 2015 Customer Innovation Award in the category “Top 3: Start Up B2B”.
- Credit Award for Lending, Innovation in Lending and Technology, Data & Analytics Expertise.
- Top rating on TrustPilot with an overall rating of 9.5 out of 10!
- Top placement for short-term loan solutions for months: See monthly bridging loan ranking of the SME CREDIT team!
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